Budgeting & Cash-Flow Planning
A private planning practice for early- and mid-career professionals. Two hours of your time, and you leave with a detailed budget and a cash-flow plan to reach your goals.
Request an IntroductionClients are taken on primarily through referral.
Who It's For
The Process
A budgeting app tracks what you already spent. This is a built plan for what comes next.
A private conversation, about 45 minutes, covering your income, your obligations, and what you're actually working toward, to get the honest picture behind the numbers.
Your cash-flow map, your budget, and your savings schedule, with the key risks and trade-offs written down in plain language, built entirely around your actual numbers.
Together, line by line, until you could explain it to someone else. You leave with a working Excel file, a plain-language summary, and both live in your private portal.
One flat fee, quoted in full after the intro call. Most engagements fall between $250 and $500, depending on complexity. For one person or a household, couples are a single engagement at the same fee. No commissions, no products, nothing sold.
Philosophy
A good plan doesn't minimize risk.
It makes the space to take the ones that matter.
Family planning, buying your first home, or changing careers — the moments that actually matter. A good plan lets you live well now, while building toward what's next.
The Practice
Pirie is run by someone who became engrossed in personal finance at seven years old and built the knowledge and his own plan from the ground up. That grew into three years in finance and counting, plus volunteering in financial literacy. He's been doing this for others since 2021. Nothing gets treated as obvious.
Getting in Touch
Pirie takes on clients based on fit. If a client or friend sent you here, mention who. If not, write anyway. A few lines about your situation and what you're trying to sort out is plenty. Pirie does not give investment advice or manage money.
Or write directly at hello@piriecapital.com